Rent Affordability Calculator

The Trencada Rent Affordability Calculator answers two questions: how much rent can I afford on my income, and what income do I need for a target rent. Enter your gross annual income and optional monthly debts to get your maximum affordable rent under the standard 30 percent rule, plus a comfortable figure after debts. Or flip to the second tab, enter a desired rent, and see the gross income landlords typically require (3x monthly rent). Everything runs in your browser — no signup, nothing uploaded. HOW TO USE: 1. Pick a tab. 2. Enter income (and debts) or desired rent. 3. Read your affordable rent or required income. KEY FEATURES: 30 percent rule calculation; 3x and 40x landlord income rules; debt-adjusted comfort figure; instant live results; mobile friendly; 100 percent private.

Frequently Asked Questions (FAQ)

How much rent can I afford?

Enter your gross annual income and optional monthly debts. The calculator applies standard affordability rules to suggest a comfortable monthly rent range.

What is the 30 percent rule?

The classic guideline says housing should cost no more than 30 percent of gross income. The calculator uses this as its baseline and adjusts for your debts.

Why enter my monthly debts?

Existing obligations like car payments, student loans and credit cards reduce what you can safely spend on rent. Including them gives a realistic budget.

How do I test a specific rent amount?

Enter your desired monthly rent to see how it compares against the recommended range and what share of your income it would take.

Is the rent affordability calculator free?

Yes. It is free to use with no signup and no limits.