PayPal Fee Calculator — Free Online Fee Tool
Calculate PayPal fees instantly — see the fee, what you keep, or reverse-calculate what to charge so you receive exactly what you want.
Tool Interface
How to use
- Pick the transaction type: Goods & Services (2.99% + $0.49), Friends & Family (no fee), or International commercial (4.49% + $0.49).
- Choose Fee on amount to see what you keep from a payment, or I want to receive… to work backwards to the amount you must charge.
- Enter the amount in USD and press Calculate.
- See the PayPal fee, your net, the gross charged, and the effective rate — all computed instantly in your browser.
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About This Tool
Introduction
PayPal takes a cut of every commercial payment — and if you don't do the math first, that cut comes out of your pocket. Trencada's free PayPal Fee Calculator shows you exactly what PayPal keeps and what you keep, in seconds. Enter any amount and pick Goods & Services (2.99% + $0.49), Friends & Family (no fee), or International commercial (4.49% + $0.49). Or flip to reverse mode: tell it what you want to receive, and it tells you what to charge so the fee doesn't eat your margin. Everything runs entirely in your browser with no signup and no downloads.
How to Use
- Pick the transaction type: Goods & Services, Friends & Family, or International.
- Choose Fee on amount to see what you keep from a payment, or I want to receive… to work backwards to the amount you must charge.
- Enter the amount in USD and press Calculate.
- See the PayPal fee, your net, the gross charged, and the effective rate — plus the rate breakdown used.
Key Features
- Standard US rates built in: 2.99% + $0.49, Friends & Family free, International 4.49% + $0.49
- Reverse mode: enter the amount you want to receive, get the amount to charge
- Effective rate shown so you can compare against other payment processors
- Inline validation — no silent wrong numbers
- Fully responsive — works on phones, tablets, and desktops
Why Choose Trencada
Every Trencada tool is free forever with no hidden costs, no accounts, and no installation. The PayPal Fee Calculator runs 100% in your browser, so your amounts are instant and private — nothing is uploaded, stored, or tracked.
Frequently Asked Questions (FAQ)
- How is the PayPal fee calculated? For Goods & Services: 2.99% of the transaction plus a $0.49 fixed fee. Friends & Family has no fee. International commercial payments use 4.49% plus $0.49. These are standard US rates.
- How does reverse mode work? You enter the net amount you want to receive. The tool solves gross = (net + fixed fee) ÷ (1 − rate), giving the amount to charge so that after PayPal's cut you land exactly on your target.
- Are these the current PayPal rates? They are the standard US commercial rates at the time of writing. PayPal changes fees periodically — always verify current rates with PayPal for exact figures. A disclaimer on the tool says the same.
- Do I need to create an account? No. Like all Trencada tools, it works instantly with no signup or login.
- Is my data private? Yes. The tool runs entirely in your browser — no amounts or personal data leave your device.