Paycheck Calculator - Take-Home Pay by State
Calculate your take-home pay — enter gross pay, state, and filing status for an estimated paycheck breakdown with 2026 federal, FICA, and state taxes.
Tool Interface
| Item | Per paycheck | Per year |
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How to use
- Enter your gross pay and pick how often you are paid (or enter an hourly wage plus hours per week).
- Choose your filing status and state.
- Optionally add yearly pre-tax deductions like 401(k) or HSA contributions.
- Press Calculate paycheck to see your estimated take-home pay with a full tax breakdown.
- Everything runs in your browser — no signup, nothing uploaded.
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About This Tool
Introduction: What Will Your Paycheck Actually Be?
Trencada's free Paycheck Calculator estimates your take-home pay from your gross wages. Enter your pay, how often you are paid, your filing status, and your state — and get an instant breakdown of federal income tax, Social Security, Medicare, and state income tax for 2026, plus your net pay per paycheck and per year.
How to Use the Paycheck Calculator
- Enter your gross pay and choose your pay frequency — annual salary, monthly, semi-monthly, biweekly, weekly, or hourly (with hours per week).
- Pick your filing status (single or married filing jointly) and your state.
- Add pre-tax deductions (optional) — yearly 401(k), HSA, or health premium amounts.
- Press Calculate paycheck for your estimated take-home pay and full tax breakdown.
Key Features
- 2026 tax figures: current federal brackets, standard deduction, and FICA rates
- All 50 states + DC: 2026 state income tax brackets and standard deductions built in
- Hourly workers welcome: enter your wage and weekly hours
- Pre-tax deductions: see how 401(k) and HSA contributions change your take-home
- Full breakdown: federal, Social Security, Medicare, and state tax — per paycheck and per year
- 100% private: runs entirely in your browser, nothing uploaded
Why Choose Trencada
Every Trencada tool is free forever with no accounts, no installation, and no hidden costs. The Paycheck Calculator runs 100% in your browser — your salary details never leave your device.
Frequently Asked Questions
How accurate is this paycheck calculator?
It uses 2026 federal brackets, the 2026 standard deduction, 2026 FICA rates, and 2026 state tax brackets — a solid planning estimate. Actual withholding also depends on your W-4 elections, tax credits, itemized deductions, and local taxes, so treat results as estimates, not tax advice.
Does it handle my state?
Yes — all 50 states plus DC, including the 8 states with no income tax. City taxes (like New York City's) are not included.
What is FICA?
The payroll tax funding Social Security (6.2% up to $184,500 of wages in 2026) and Medicare (1.45% on all wages, plus 0.9% on high earners).
Is my salary information private?
Yes. Everything is calculated locally in your browser — nothing you enter is uploaded, stored, or tracked.